Name:	Dr. Huma Ayub
Designation:	Assistant Professor
Department:	Business Administration

Qualification:	PhD in Finance
	Bahria University Islamabad.

	MBA (Islamic Banking & Finance)
	International Islamic University Malaysia in 2007

	MBA (Finance)
	Bahria University Islamabad in 2004

	BBA (Hons)
	Bahria University Islamabad in 2003


Phone:	051-9292900 Ext (2013)
Email:	huma_ayub@fjwu.edu.pk
Status:	On Job

Professional Experience

PUBLICATIONS/CONFERENCES

Impact and Implications of Capital Adequacy Ratio on the Financing Behavior: Evidence from Islamic Banks in Pakistan”, Journal of Islamic Business and Management, Vol 6; Issue 1; 2016.
Impact of Product Mix and Corporate Governance Practices on Earnings Volatility- Evidence from Banking Sector of Pakistan”, Journal of Management and Business, Volume.3, No.2, 2016

“Engine to Growth-Design and use of Innovative Islamic Capital Market Products : Experience of Pakistan and Malaysia”, presented in the International Conference on Islamic Capital Markets: Regulations , Products and Practices with relevance to Islamic Banking and Finance, 27th -29th August 2007 organized by Islamic Research and Training Institute (IRTI) and Muamalat Institute Jakarta- Indonesia.
“Basel Accord III: Implication for the financing behavior of Islamic Banks”, presented in the Nine International Conference on Islamic Economics and Finance (ICIEF),9th&10th September2013, Istanbul, Turkey.
“The Role of Equity Based Sukuk Structures for the Agribusiness Development in Pakistan” presented in the 3rd International Conference on Islamic Business, 10th-11th Feb, 2014 organized by Riphah International University, Islamabad.
- Determinants of Liquidity Risk Management Practices: Evidence from Islamic banking sector of Pakistan” presented in Islamic Finance Banking and Business Ethics Global Conference, 26-27 March 2016 organized by LUMS, Lahore, Pakistan